Financial plan.

Details

• Source (Xerius): https://www.xerius.be/nl-be/zelfstandig-worden/je-voorbereiding/financieel-plan
• Extra (creative entrepreneurs – Flanders DC): https://www.flandersdistrictofcreativity.be/tools-en-webinars/financieel-plan

What is a financial plan?

A financial plan is the financial part of your business plan: a realistic estimate of revenue, costs, investments and especially cashflow. It helps test feasibility and convince banks/partners/investors.

When is it required?

For certain company forms (e.g. BV, NV and CV) a financial plan is required and is typically deposited with the notary at incorporation. It can become relevant if the company goes bankrupt within 3 years.

Typical building blocks (as per Xerius)

1) Activity (revenue & costs)

2) Investment & financing plan

3) Liquidity plan (cashflow)

Templates mentioned

• Gentrepreneur template (English version, see download below)
• Flanders DC template (creative entrepreneurs)
• SaaS financial plan template

Download

Gentrepreneur template (sole proprietorship)

(For the Flanders DC and SaaS templates, see the attachments on the Dutch page — these are only available in Dutch.)